528 RALPH STREET

SARASOTA, FL 34242

Listing courtesy of MARK SPAIN REAL ESTATE · MLS# TB8554360

$1,100,000

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Property Details

Bedrooms

Bathrooms

Square Feet

1,796

MLS#

TB8554360

Listed

October 2, 2026

Description

Virtually Staged. WATERFRONT!!! ATTENTION BUILDERS LOWEST PRICE waterfront on Siesta Key. TURNKEY WATERFRONT PROPERTY – Exceptional opportunity to acquire this Siesta Key property where coastal living meets modern luxury. This residence is in move-in condition. Property Features: Accommodates up to 8 guests comfortably Durable and attractive terrazzo flooring throughout Recently completed exterior paint (2025) Updated kitchen featuring Corian countertops, extensive cabinetry, and a new gas range Renovated bathrooms with clean, modern finishes Replacement windows for improved efficiency and comfort Waterfront & Exterior Highlights: Newer seawall Direct boat access with only one bridge to open water Newly constructed front deck Parking capacity for up to six vehicles Converted garage/storage area ideal for beach equipment, bicycles, and tools Additional Value: Ample space to add an in-ground pool (fiberglass options have cost-effective installation in Florida) Located on a street with surrounding homes valued up to $7 million This property is well-suited for investors, seasonal residents, or buyers seeking a low-maintenance “lock-and-leave” coastal home.

Facts & Costs

Property type: Single Family Residence
Year built: 1958
Lot size: 8,740 sq ft
Stories: 1
Price per sq ft: $612
Days on market: 2
Private pool: No
Waterfront: Yes
Community: Ocean Beach
Subdivision: OCEAN BEACH REPLAT 2 OF A PORTION OF
County: Sarasota
Flood zone: AE

Monthly & yearly costs

Property taxes: $11,096 / year (2025)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating: Electric, Propane
Cooling: Central Air
Flooring: Concrete, Terrazzo
Roof: Shake
Construction: Block, Concrete, Wood Siding
Parking: Driveway, Ground Level, On Street
View: Water

Payment Estimate

$6,487 / month

Principal & interest: $5,562
Property taxes: $925
HOA: $0
Home insurance: enter below

Down payment (20%)$220,000Interest rate (%)Loan termHome insurance ($/year)

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

Built-In Oven
Dishwasher
Dryer
Electric Water Heater
Exhaust Fan
Range
Range Hood
Refrigerator
Washer
Ceiling Fans(s)
Open Floorplan
Primary Bedroom Main Floor
Thermostat
Window Treatments
Permeable Paving
Canal Front

Information deemed reliable but not guaranteed.

Listings courtesy of Stellar MLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of Oct 4, 2026, 8:00 AM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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