4503 OPEL TERRACE

PORT CHARLOTTE, FL 33981

Listing courtesy of PROPERTY LOGIC RE · MLS# O6439162

$190,000

Active Under Contract

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Property Details

Bedrooms

Bathrooms

Square Feet

1,636

MLS#

O6439162

Listed

September 4, 2026

Description

Under contract-accepting backup offers. **CASH ONLY** HOME DOES NOT HAVE A CO (Certificate of Occupancy), BUYER MUST OBTAIN A CO POST CLOSING** Bank-owned opportunity to finish a nearly complete new construction home. Opportunity to complete this partially finished four-bedroom, two-bath home in the Gulf Cove area. The single-story layout offers approximately 1,636 SqFt of living space on a 0.23-acre lot with an attached two-car garage. Enter into an open living and dining area with vinyl flooring already installed. The kitchen remains unfinished and is ready for the buyer’s choice of cabinetry, countertops, appliances and finishes. The home includes four bedrooms, two unfinished bathrooms and a separate laundry room. Some light fixtures are already in place; however, the property does not currently have an HVAC system, and additional construction, mechanical and finish work will be required. Block-and-stucco exterior with a shingle roof. Sold as-is and best suited for a contractor, investor or buyer using cash or appropriate construction financing. Buyer should verify permits, inspections, utilities, Certificate of Occupancy status and the remaining scope of work

Facts & Costs

Property type: Single Family Residence
Year built: 2025
Lot size: 10,000 sq ft
Garage: 2 spaces
Price per sq ft: $116
Days on market: 26
Private pool: No
Waterfront: No
Community: Port Charlotte
Subdivision: PORT CHARLOTTE SEC 056
County: Charlotte
New construction: Yes
Flood zone: X500

Monthly & yearly costs

Property taxes: $527 / year (2025)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating: Central
Cooling: Central Air
Flooring: Vinyl
Roof: Shingle
Construction: Block, Stucco

Payment Estimate

$1,005 / month

Principal & interest: $961
Property taxes: $44
HOA: $0
Home insurance: enter below

Down payment (20%)$38,000Interest rate (%)Loan termHome insurance ($/year)

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

None
Other
Sidewalk

Information deemed reliable but not guaranteed.

Listings courtesy of Stellar MLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of Sep 30, 2026, 7:30 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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