1087 BAY HARBOR DRIVE

Property Details

Description

Private Preserve Setting with a Heated Saltwater Pool, Oversized Lot in the X Flood Zone and Room for Your RV or Boat! Backing directly to Oyster Creek Environmental Park with no rear neighbors or HOA, this property offers privacy, space and a beautiful natural backdrop. This three-bedroom, two-bathroom pool home features an office, additional flex space and a two-car garage. The oversized lot features tropical landscaping, an updated front yard, a long driveway, RV hookup and generous side-yard space for your boat or RV. Inside, vaulted ceilings, skylights and sliding glass doors bring in plenty of natural light. The front living room features a vaulted ceiling and sliders, while the family room offers luxury vinyl plank flooring, a skylight and wood-burning fireplace. A separate office with French doors and built-in cabinetry provides a dedicated space for working from home or hobbies. The kitchen features wood soft-close cabinetry, granite countertops, stainless steel appliances, under-cabinet lighting, a breakfast bar and walk-in pantry. A skylight brightens the space, and a pass-through window above the sink connects to the outdoor living area. The adjoining breakfast nook opens to the lanai, while a separate wet bar includes built-in shelving, cabinetry and a sink. The spacious primary bedroom features tile flooring, crown molding, dual walk-in closets and an additional flex space with sliders to the pool, ideal for a sitting room, exercise space or second office. The en-suite bathroom offers dual sinks with granite countertops, wood cabinetry, a skylight and walk-in shower with a rain showerhead and built-in shelving. The split floor plan places two additional bedrooms on the opposite side of the home, both with tile flooring and walk-in closets, with one offering sliding doors to the pool area. The guest bathroom features a granite-topped vanity, tub/shower and doubles as a pool bath for added convenience. An interior laundry room includes built-in cabinetry, a storage closet and utility sink, while the two-car garage offers additional built-in storage. Outside, the partially covered and screened lanai overlooks the heated saltwater pool, attached spa and preserve beyond, with plenty of space for outdoor dining and entertaining. Beyond the pool enclosure, the backyard features an open-air wood deck, fire pit, storage shed and privacy fencing. Major improvements include a 2023 shingle roof, 2023 HVAC, 2023 water heater, 2026 pool salt cell and accordion hurricane shutters. The irrigation system has also received extensive updates, including a 2026 hookup to a separate well pump and Rid-O-Rust system. The location adds even more to enjoy, with Oyster Creek Environmental Park directly behind the property offering nature trails, fishing and kayak access. Ainger Creek Park is approximately 1.5 miles away with a public boat ramp, kayak access and fishing, while nearby Ann & Chuck Dever Regional Park offers a recreation and fitness center, swimming pool, splash pad, playground, pickleball and tennis courts, basketball, dog park, skate park, sports fields and nature trails. With beaches, boating, shopping and dining also nearby, 1087 Bay Harbor Drive offers a private setting surrounded by an incredible variety of outdoor recreation.

Facts & Costs

Property type

Single Family Residence

Year built

1988

Lot size

0.34 acres

Stories

1

Garage

2 spaces

Price per sq ft

$224

Days on market

28

Private pool

Yes

Waterfront

No

Community

Bay Harbor Estates

Subdivision

BAY HARBOR ESTATE

County

Charlotte

Flood zone

X

Monthly & yearly costs

Property taxes

$6,977 / year (2025)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating

Central, Electric

Cooling

Central Air

Flooring

Carpet, Luxury Vinyl, Tile

Roof

Shingle

Construction

Block, Stucco

Parking

Boat, Driveway, Garage Door Opener, RV Access/Parking

View

Pool, Trees/Woods

Payment Estimate

$3,109 / month

Principal & interest

$2,528

Property taxes

$581

HOA

$0

Home insurance

enter below

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

• Dishwasher
• Dryer
• Microwave
• Range
• Refrigerator
• Washer
• Ceiling Fans(s)
• Crown Molding
• Eat-in Kitchen
• High Ceilings
• Open Floorplan
• Solid Wood Cabinets
• Split Bedroom
• Stone Counters
• Thermostat
• Tray Ceiling(s)
• Vaulted Ceiling(s)
• Walk-In Closet(s)
• Wet Bar
• Window Treatments
• Fire Pit
• Hurricane Shutters
• Lighting
• Rain Gutters
• RV Hookup
• Gunite
• Heated
• In Ground
• Outside Bath Access
• Salt Water
• Screen Enclosure