9326 PANAMA CIRCLE

Property Details

Description

Under contract-accepting backup offers. Experience elevated coastal living in this 2023 custom-built waterfront residence by one of the area’s premier builders, ideally located in the sought-after South Gulf Cove boating community. Positioned on a Gulf-access, sea-walled lot, this exceptional property offers sun-filled living, effortless boating, refined design, and an unbeatable location just 13 miles from the pristine beaches of Manasota Key and Boca Grande. Designed for both everyday comfort and elegant entertaining, the open-concept living area is enhanced by zero-degree impact sliders that create a seamless indoor-outdoor connection. Impact-rated windows and doors provide superior storm protection and energy efficiency, while a soft-start A/C system ensures smooth, efficient operation. The home is also generator-ready, offering added peace of mind and convenience. This thoughtfully designed layout includes 3 bedrooms, 2 bathrooms, a private den, and a spacious 3-car garage with an additional 2 feet in depth — ideal for larger vehicles, extra storage, or recreational gear. The luxurious owner’s suite is a serene retreat featuring tranquil water views, expansive walk-in closets, and a spa-inspired en-suite bath with dual shower heads for a true resort-style experience. The chef-inspired kitchen is a true showpiece, showcasing a wrapped island, custom slow-close cabinetry, under-cabinet lighting, and a dramatic glass backsplash extending to the ceiling. Designed for both everyday living and entertaining, it features a premium propane cooktop, custom hood vent, double ovens, stainless steel appliances, and a built-in wine cooler — delivering the performance and elegance expected in a luxury waterfront home. Plank tile flooring flows throughout the main living areas, elevating both durability and coastal sophistication. Additional interior upgrades include plantation shutters, a tankless propane hot water heater servicing the home, and a built-out laundry room for added convenience. Step outside to embrace the ultimate Florida lifestyle. The expansive outdoor living space features a custom outdoor kitchen, a saltwater pool and spa — ideal for entertaining or enjoying peaceful sunset evenings. The property is equipped with propane service for the tankless water heater, BBQ, and stove, offering efficiency and performance throughout. Boating enthusiasts will appreciate the private dock complete with a 10,000 lb boat lift and canopy, providing quick Gulf access and protection for your vessel. The home’s curb appeal is equally impressive, featuring mature tropical landscaping with decorative curbing, an irrigation system, upgraded St. Augustine sod, a full-width paver driveway, and a beautifully designed walkway leading to the dock. The 3-car garage is finished with durable epoxy flooring, adding both style and function. Located in the highly desirable South Gulf Cove boating community, residents enjoy convenient access to world-class boating, championship golf courses, marinas, upscale shopping, and waterfront dining — all while enjoying the privacy and tranquility of luxury canal-front living. This move-in-ready waterfront masterpiece offers the perfect blend of sophistication, comfort, and coastal lifestyle — an exceptional opportunity in one of Southwest Florida’s most desirable communities.

Facts & Costs

Property type

Single Family Residence

Year built

2023

Lot size

9,999 sq ft

Stories

1

Garage

3 spaces

Price per sq ft

$436

Days on market

221

Private pool

Yes

Waterfront

Yes

Community

South Gulf Cove

Subdivision

PORT CHARLOTTE SEC 071

County

Charlotte

Builder

DmDean

Flood zone

AE*

Monthly & yearly costs

HOA fee

$120 / annually

Property taxes

$10,137 / year (2025)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating

Central, Electric

Cooling

Central Air

Flooring

Tile

Roof

Shingle

Construction

Block, Stucco

View

Water

Payment Estimate

$5,482 / month

Principal & interest

$4,627

Property taxes

$845

HOA

$10

Home insurance

enter below

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

• Cooktop
• Dishwasher
• Disposal
• Dryer
• Microwave
• Range
• Range Hood
• Refrigerator
• Tankless Water Heater
• Washer
• Wine Refrigerator
• Ceiling Fans(s)
• High Ceilings
• Kitchen/Family Room Combo
• Open Floorplan
• Primary Bedroom Main Floor
• Solid Surface Counters
• Split Bedroom
• Stone Counters
• Thermostat
• Tray Ceiling(s)
• Walk-In Closet(s)
• Window Treatments
• Hurricane Shutters
• Private Mailbox
• Rain Gutters
• Gunite
• Heated
• In Ground
• Lighting
• Screen Enclosure
• Tile
• Canal - Brackish