418 PINE AVENUE

Property Details

Description

Under contract-accepting backup offers. Seller motivated! Positioned along the most sought-after stretch of Pine Avenue—known for its vibrant coastal charm, boutique shopping, dining, and steady pedestrian traffic, 418 Pine Avenue offers a truly rare opportunity to own a waterfront property with coveted ROR zoning. Properties like this are few and far between, especially those that combine direct water access with the ability to create both a luxury lifestyle and a dynamic income-producing asset in the heart of one of the island’s most iconic corridors. This elevated, solid concrete home features 4 bedrooms and 3 bathrooms, each bedroom offering spacious walk-in closets complete with custom closet systems. The open-concept floor plan is designed to maximize natural light and water views, seamlessly blending indoor and outdoor living. Step out onto the expansive main-level balcony or enjoy one of three additional balconies—two overlooking the water and two facing the lively energy of Pine Avenue. The ROR zoning creates exceptional flexibility for income potential. Envision renting the upper-level residence while activating the lower level as a waterfront-facing business such as a boutique retail shop, professional office, art gallery, wellness studio, café, or even a unique waterfront business concept like a paddleboard/kayak outfitter, dockside café, or marine-focused experience. The combination of visibility from Pine Avenue and direct water frontage is incredibly rare and valuable. Boating enthusiasts will appreciate having only one fixed bridge to open water, along with a private dock where marine life is frequently seen right in your backyard. The outdoor space is equally impressive, featuring a pool and ample room for entertaining, dining, and enjoying the Florida lifestyle year-round. Additional highlights include impact windows and doors throughout, plantation shutters, newer HVAC system, metal roof, and fresh interior paint. Whether you’re searching for a primary residence, a luxurious second home, or a high-performing investment with unmatched zoning advantages, this property delivers on every level. Being sold complete with professional design services to help you elevate and personalize the space.

Facts & Costs

Property type

Single Family Residence

Year built

2007

Lot size

5,719 sq ft

Garage

2 spaces

Price per sq ft

$927

Days on market

163

Private pool

Yes

Waterfront

Yes

Community

Anna Maria Beach

Subdivision

ANNA MARIA BEACH THIRD ADD

County

Manatee

Flood zone

AE

Monthly & yearly costs

Property taxes

$26,566 / year (2025)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating

Central

Cooling

Central Air

Flooring

Tile, Travertine

Roof

Metal

Construction

Concrete, Stucco

Parking

Driveway

View

Water, Gulf/Ocean - Partial, Gulf/Ocean to Bay

Payment Estimate

$15,356 / month

Principal & interest

$13,142

Property taxes

$2,214

HOA

$0

Home insurance

enter below

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

• Dishwasher
• Disposal
• Dryer
• Microwave
• Range
• Refrigerator
• Washer
• Ceiling Fans(s)
• Crown Molding
• Eat-in Kitchen
• Kitchen/Family Room Combo
• Open Floorplan
• Solid Surface Counters
• Solid Wood Cabinets
• Split Bedroom
• Stone Counters
• Thermostat
• Walk-In Closet(s)
• Window Treatments
• Balcony
• Fire Pit
• Private Yard
• Sidewalk
• Above Ground
• In Ground
• Bay/Harbor