5231 GULF OF MEXICO DRIVE #104

LONGBOAT KEY, FL 34228

Listing courtesy of MICHAEL SAUNDERS & COMPANY · MLS# A4676730

$499,000

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Welcome to Covert II! This condo sits on a gorgeous stretch of beach in Longboat Key, Florida

Property Details

Bedrooms

Bathrooms

Square Feet

720

MLS#

A4676730

Listed

January 14, 2026

Description

Have you dreamed of the perfect island getaway situated right on a gorgeous stretch of beach on Longboat Key? This is by far the lowest priced direct beachfront condo on the entire island and it is already completely updated! Whether you decide to use it yourself or use it as an investment with outstanding monthly rental income availability, this is the one. With a fabulous ground floor location, you can have your toes in the sand in only a few steps! This condo offers Italian porcelain tile throughout and a completely new kitchen with beautiful counter tops, all new cabinets and new appliances. The bathroom has been beautifully updated as well and features custom tile work in a seaside theme. The view is fabulous in either direction with the sparkling pool out front and the gorgeous Gulf of Mexico out back. The open living and dining area allows plenty of space to entertain or to quietly contemplate whether it’s a beach day, a day for a soak in the pool or a walk to the Covert bayside fishing pier. The bedroom offers the same stunning beach view and features storm rated sliders to the screened in lanai. The midkey location allows for easy access to multiple restaurants and shopping. The tree filled mangrove trails of Joan Durante Park are a birders’ paradise and the 12 mile long bike path give you many options to soak in the sun while getting in your daily exercise. This is island living at its best at a price you may never thought you could find!

Facts & Costs

Property type: Condominium
Year built: 1973
Stories: 1
Price per sq ft: $693
Days on market: 260
Private pool: No
Waterfront: Yes
Community: Covert Condominium
Subdivision: COVERT II
County: Manatee
Flood zone: AE/VE

Monthly & yearly costs

Property taxes: $6,784 / year (2024)

As reported by the listing agent. Verify with the HOA and county.

Construction & systems

Heating: Central
Cooling: Central Air
Flooring: Tile
Roof: Built-Up
Construction: Stucco
View: Pool, Water, Beach

Payment Estimate

$3,089 / month

Principal & interest: $2,523
Property taxes: $565
HOA: $0
Home insurance: enter below

Down payment (20%)$99,800Interest rate (%)Loan termHome insurance ($/year)

Estimate only, not a loan offer. Rate is a starting value; taxes and HOA are as reported by the listing agent. Florida insurance (including flood) varies widely. Ask George for a lender referral.

Location

Features & Amenities

Dishwasher
Range
Refrigerator
Elevator
Kitchen/Family Room Combo
Living Room/Dining Room Combo
Primary Bedroom Main Floor
Lighting
Outdoor Shower
Heated
Tile
Gulf/Ocean

Information deemed reliable but not guaranteed.

Listings courtesy of Stellar MLS as distributed by MLS GRID

Based on information submitted to the MLS GRID as of Sep 30, 2026, 8:00 PM EDT. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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